Best known for term and IUL. Here's who Lincoln Financial fits, and how it stacks up against 40+ other A-rated carriers we quote.
Named after Abraham Lincoln and founded in 1905, Lincoln Financial offers competitive term rates and a well-regarded suite of indexed universal life products.
Every carrier has an underwriting sweet spot. Lincoln Financial is frequently competitive for shoppers prioritizing term and IUL, but the only way to know if it's your best option is to compare it against the rest of the market. Rates for the same applicant routinely vary 40% or more between A-rated insurers, and the carrier that's cheapest for your neighbor may not be cheapest for you.
Apply through an independent broker who can pre-shop your health profile. If Lincoln Financial isn't the winner for your age and health class, we'll show you who is. Start with a free 60-second quote or read our guides on term vs. whole life and how much coverage you need.
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Valor Family Insurance is not affiliated with, endorsed by, or sponsored by Lincoln Financial. Trademarks belong to their owners and are used for identification only. Product availability, features, and financial strength ratings change; confirm current details with your advisor.
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